by Recently, an acquaintance of mine was involved in a low-speed car accident that nonetheless caused a debilitating leg injury. The injury prevented him from being able to work regularly, leading to him taking a month-long leave of absence.
This leave was predicated on his belief that the insurance company would cover his costs while out of work. He waited weeks while watching his bank account dry out, repeatedly calling the insurer to wonder what was taking them so long.
By the end of his leave, he was nearing desperation when the long-awaited envelope from the insurance company had arrived. Relieved, he opened it and found, to his horror, that the insurer was denying his claim.
The letter went on to say that the details of the accident left it outside of the parameters of his policy and that they were under no obligation to pay out the claim. Shocked, he called the number provided to get further details, only to reach an automated operator that couldn’t answer his questions.
Despite being back to work, the medical bills and the time he had spent without income had left him in an extremely precarious position. He knew that the insurer’s denial was flimsy at best, but he didn’t know what to do about it, and he was running out of time.
That’s when he reached out to me, knowing my background in law. He wondered if there was a way to sue the insurance company or at least find a way to pressure them into reviewing the case and reversing their decision.
Bad faith insurance cases are difficult to prosecute due to the large resources insurers have at their disposal and the complexity of the language used in a policy. This makes a potent combination where lawyers working with the insurer can point to nebulous clauses in the text and use the ambiguity in their favor.
After reviewing the details of his case, I knew that he needed to find a local personal injury attorney with extensive experience dealing with insurers. Recalling the name of a Poway lawyer some former clients had raved about, I recommended he reach out to Villasenor Law Offices.
Villasenor got its start in the insurance industry, which means that the staff knows the inner workings of insurers and how to structure a claim to make it nearly impossible for them to reject. After filing the appeal, Villasenor will handle communications and negotiations with the insurer, ensuring clients get the maximum compensation with the least hassle.
According to our shared clients, the firm also has exceptional service skills. The firm was communicative and conscientious, making sure he knew exactly what was happening at every step of the process.
Satisfied with my recommendation, my acquaintance contacted the Carmel Valley law firm straight away. If you are having issues with your insurer, don’t just accept a rejection letter—contact Villasenor Law Offices today.
Villasenor Law Offices
+18587077771
12396 World Trade Dr Suite 211, San Diego, CA 92128
